Where can I get a small loan with collateral?

@kara 

There are several options where you can get a small loan with collateral:

1. Banks and Credit Unions: Traditional financial institutions offer secured loans where you can provide collateral such as a car, jewelry, or a savings account as security for the loan. Contact your local bank or credit union to inquire about their loan offerings.
2. Online Lenders: Many online lenders also provide secured loans and may have flexible eligibility criteria. Some popular options include LendingClub, Avant, and OneMain Financial.
3. Peer-to-Peer Lending Platforms: Peer-to-peer lending platforms connect borrowers with individual lenders. You can often find secured loan options on these platforms, where you can set the terms and conditions with the lender directly. Popular peer-to-peer lending platforms include Prosper and Peerform.
4. Pawn Shops: If you have valuable items like jewelry, electronics, or other valuable possessions, you can consider visiting a pawn shop. These shops provide short-term loans with your item serving as collateral. If you repay the loan within the specified period, you can reclaim your item.

When considering a loan with collateral, make sure to carefully review the terms, interest rates, and repayment conditions. It's also advisable to compare offers from different lenders to find the best option suited to your needs.