Where can I get a small loan with horrible credit?

@jeramie 

If you have a poor credit score, it can be challenging to find traditional lenders that are willing to provide a loan. However, there are some options available for obtaining small loans with bad credit:

1. Online lenders: Some online lenders specialize in loans for individuals with bad credit. They may have less stringent credit requirements compared to traditional lenders. However, be cautious of high interest rates and unfavorable terms.
2. Credit unions: Credit unions are non-profit organizations that sometimes offer more flexible lending terms. They may be more willing to work with individuals with poor credit scores.
3. Peer-to-peer lending: Peer-to-peer lending platforms connect borrowers with individual investors who are willing to provide loans. These platforms may have looser credit requirements but may still consider your credit history.
4. Payday lenders: Payday loans are short-term loans with high-interest rates. While they are relatively easy to qualify for, they often have extremely high interest rates and fees, making them a last-resort option.
5. Secured loans: If you have valuable collateral like a car or property, you may be able to secure a loan using that as collateral. This can sometimes help borrowers with poor credit qualify for a loan.

Remember to carefully consider the terms, interest rates, and repayment plans associated with any loan offer to ensure it is reasonable and manageable for your financial situation.