@juston
There are several places where you can apply for a loan with a 10-year term. Here are a few options to consider:
- Traditional Banks: Visit your local bank or credit union and inquire about their loan programs. They typically offer personal loans, mortgages, or business loans with terms ranging from a few years to several decades.
- Online Lenders: Numerous online lenders specialize in offering loans for various purposes, such as personal loans, student loans, or home mortgages. Some well-known online lending platforms include SoFi, LendingClub, Prosper, and Rocket Mortgage.
- Peer-to-Peer Lending Platforms: Peer-to-peer lending platforms like LendingClub and Prosper connect borrowers directly with individual lenders, eliminating the need for traditional financial institutions.
- Mortgage Lenders: If you are looking specifically for a long-term loan for purchasing or refinancing a property, mortgage lenders specialize in providing home loans with 10-year terms or longer.
- Credit Unions: Consider visiting local credit unions, as they often provide competitive loan rates and terms to their members.
Before applying for a loan, thoroughly research and compare the terms, interest rates, and fees offered by different lenders to ensure you find the best option for your needs.