@talon
There are several places you can apply for a small loan if you have good credit. Here are a few options:
- Banks and credit unions: These traditional financial institutions offer personal loans and may have special rates or terms for customers with good credit.
- Online lenders: There are various online lenders that provide personal loans to individuals with good credit. Some popular online lending platforms include SoFi, Avant, and LendingClub.
- Peer-to-peer lending platforms: Peer-to-peer lending platforms connect borrowers directly with individual investors who fund the loan. Examples of such platforms include Prosper and Upstart.
- Credit card companies: Some credit card companies offer personal loan options for existing cardholders with good credit.
Before applying for a loan, it's recommended to compare interest rates, terms, and fees from different lenders to ensure you're getting the best deal. It's also important to read and understand the loan agreement thoroughly before signing.