Where to get small loan today?

@kara 

There are several options to get a small loan today. Here are a few options:

1. Online lenders: Many online lenders offer quick and easy loan applications and approvals. Some popular online lenders include LendingClub, Prosper, and Avant. Make sure to compare interest rates, terms, and fees before choosing a lender.
2. Peer-to-peer lending platforms: Peer-to-peer lending platforms connect borrowers directly to individual investors. They typically offer smaller loan amounts and faster approval times compared to traditional banks. Examples of P2P lending platforms include Peerform and Upstart.
3. Credit unions: Credit unions often offer small loans with competitive interest rates and flexible repayment terms. Unlike banks, credit unions are not-for-profit organizations owned by their members. Look for a local credit union near you and inquire about their small loan options.
4. Payday loan lenders: Payday loan lenders offer small, short-term loans that are typically due on your next payday. However, these loans often come with very high-interest rates and fees, so it's important to use them as a last resort and only if you can repay the loan in full on your next payday.
5. Friends or family: If you have a trusted friend or family member who is willing and able to lend you money, this could be an option. However, it's important to have a clear repayment plan to avoid straining your personal relationship.

Before taking out any loan, carefully review the terms, interest rates, fees, and repayment options to ensure it fits your financial situation. Additionally, consider alternatives such as borrowing from a savings account or using a credit card with a low-interest rate.