Where to get small personal loan for 2 years?

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Where to get small personal loan for 2 years?

November 12, 2023 9:07 PM
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Member

@juston 

There are several places you can consider to get a small personal loan for 2 years:

  1. Banks: Traditional banks and credit unions often offer personal loans with flexible terms and competitive interest rates. You can visit your local bank or credit union branch to inquire about their loan options.
  2. Online lenders: There are numerous online lenders that offer personal loans for various terms. Some popular online lenders include SoFi, LendingClub, Prosper, and Avant. You can visit their websites and fill out an online application for a loan.
  3. Peer-to-peer lending platforms: Peer-to-peer lending platforms, such as Peerform and Upstart, connect borrowers directly with individual investors who are willing to lend money. These platforms often offer competitive rates and flexible terms.
  4. Credit card cash advance: If you have a credit card, you may be able to get a small personal loan by using a cash advance feature. Keep in mind that cash advances typically come with high-interest rates and additional fees, so consider this option only if you can repay the loan quickly.
  5. Friends and family: If you have a trusted friend or family member who is willing to lend you money, this can be a good option as well. Make sure to establish clear terms and repayment plans to avoid any misunderstandings.


Remember to compare interest rates, fees, and repayment terms from multiple sources before finalizing a loan. Additionally, check your credit score and improve it if necessary to increase your chances of getting a favorable loan offer.

December 20, 2023 10:33 AM